Back to blog

financial-support / local-support

Utility bill hardship script

A practical script for calling a utility provider when a bill cannot be paid on time.

  • financial-support
  • local-support
  • national
  • inflation

Safety and advice boundary

This is general navigation support only. It is not legal, financial, medical, eligibility, migration or crisis counselling advice. It cannot confirm your eligibility for any service. If someone is in immediate danger in Australia, call 000.

Plain-English answer

A utility hardship call should be specific: bill amount, due date, what changed, and what arrangement you are asking about.

Who this helps

People behind on electricity, gas, water or phone bills who need to ask for hardship options.

What to do next

  1. 1Write down account number, bill due date and what you can pay now.
  2. 2Ask about hardship, payment plans and concession options.
  3. 3Check Moneysmart for general money guidance if bills are piling up.

Check before you act

Do not agree to a repayment plan that leaves no money for food, rent or medication.

Official sources